Equitim in a nutshell
At the origin of the concept : Damien LECLAIR, Founder and former Chairman of Armonys Technologies, a company specialised in software engineering for trading desks. A derivatives expert, Damien was particularly interested in products designed and commercialised by private banks and independent financial advisors. Very quickly he realised that with increased simplicity and transparency, structured products could become more attractive for investors. Convinced that the arrival of a new independent player could add value to this sector, he decided in 2007 to create EQUITIM.
Since over 10 years, the company’s objective has remained the same : building a powerful product offering with a clear risk / return strategy, while prioritising simplicity and transparency. Thanks to a strong market outlook, EQUITIM receives and analyses offers of all issuers of structured products and also designs tailor made solutions that are adjusted to the investment profile of partners and investors.
Equitim has authorisations from the relevant regulatory bodies, ACPR (Autorité de Contrôle Prudentiel et de Résolution, responsible for the supervision of the banking and insurance sectors) and AMF (Autorité des Marchés Financiers, the French Financial Markets Regulator), to provide the following services within a secured framework :
Providing investment advice consists in providing personalised recommendations to third-parties, either at their request, or at the initiative of the company providing advice pertaining to one or several transactions on financial instruments.
Reception and transmission of orders
Reception and transmission of orders for third parties consists in receiving and transmitting orders pertaining to financial instruments to investment services providers or to entities with an equivalent status.
Non-guaranteed placement services consist in looking for subscribers or acquirers on behalf of an issuer or a seller of financial instruments without guaranteeing the subscription or purchase amount.
On the market
Attentive to the objectives of our partners, EQUITIM’s primary purpose is to elaborate tailor-made structured products with different issuers. With connections to a number of insurers and custodians, EQUITIM makes these products easy to access.
This is how EQUITIM is positioned on the market :
1. Elaboration of the investment strategy
Defining the risk profile sought out by the investor : guaranteed capital, protected capital, leverage…
Choosing the characteristics of the products : underlying, term, currency…
Choosing the mechanisms of the product : Indexation, coupon, autocall,…
2. Creation and commercialisation of the product
Issuing requests for quote from different trading desks (16 issuers)
Selecting the issuer of the product
Referencing the product at insurance companies and securities accounts platforms
Drafting marketing documentation and training partners about structured products.
Following up during the lifetime of the product : net asset value, payment of coupons, early redemption…
Issuing recommendations on divestment and reinvestment options during the life of the product and at the due date.
A complete service
A secured regulatory framework
On March 20th 2013, Equitim was authorised by the ACPR (Autorité de Contrôle Prudentiel et de Résolution, responsible for the supervision of the banking and insurance sectors), as an Investment Firm (« Entreprise d’Investissement »). This authorisation is indispensable to carry out the following activities : Investment Advice, Reception and Transmission of orders, and Non-guaranteed Placement. Also, in order to further ensure a secured and transparent regulatory framework, Equitim increased its share capital to 947 369 euros.
Our long term commitment towards you includes a constant adaptation of our firm to evolving regulatory requirements of concerned legal authorities. Providing you with service and transparency within a secured framework is our utmost priority.
A mutually beneficial relationship
Independent of all banking groups, we guarantee you of our ability to access a very large panel of offers. We are firmly committed to bringing to you structured products that are simple, transparent, well performing and adapted to you obligations and risks. This is the reason why, as our partner, you will have access to an Equitim team member dedicated to your account. Your contact will work alongside with you to find adequate solutions to your needs.
Our first and foremost priority is to bring to you an innovative solution that responds to your requirements, and to accompany you throughout the life span of the products.
A complete service
All you need to do is explain your requirements. We will undertake all the actions necessary to respond to them and we will assist you at each step of the life cycle of the product.
The construction and functioning of the mechanisms that constitute structured products may sometimes seem complex to investors. In order to foster a better understanding of these mechanims, our team holds training sessions that have been approved by associations of Independent Financial Advisors.
Whether it is the conception of the mechanism, the analysis of the net asset value or pitfalls to avoid, we will shed light on all the mechanisms of structured products.